1. Acceptance of Terms
Please read these Terms and Conditions (“Terms”) carefully before using WeeklyBagel.com (the “Site”), our newsletter, podcast, YouTube channel, free courses, or any related services (collectively, the “Service”) operated by WeeklyBagel Media LLC (“we,” “us,” or “our”), founded by Chimé N.U.
By accessing or using any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use the Service. These Terms apply to all visitors, readers, subscribers, and any other users of the Service.
2. About WeeklyBagel
WeeklyBagel is an independent personal finance platform founded by Chimé N.U. Our mission is to simplify personal finance for young working class adults covering banking basics, budgeting, credit, debt management, and the real cost of adulting.
You can read why I started weeklybagel. This is so you will understand the importance of this platform. Have you read it yet?
Anyways, WeeklyBagel is operated by WeeklyBagel Media LLC, a media business registered in the State of Texas. Our primary platform is www.weeklybagel.com, with additional presence on YouTube, Apple Podcasts, Threads, Instagram, TikTok, and Pinterest.
3. Financial Disclaimer
WeeklyBagel is not a licensed financial advisor, broker, tax professional, or legal advisor. All content published on this Site, in our newsletter, on our YouTube channel, in our podcast, and in our free courses are provided for informational and educational purposes only. They are derived from the personal experience , opinions and research of yours truly – Chimé N.U.
Nothing on WeeklyBagel constitutes:
- A recommendation to buy, sell, or hold any financial securities.
- Tax, legal, or accounting advice
- A guarantee of any financial outcome or result
Financial situations vary from person to person. What works for one reader may not work for another. Before making any significant financial decision, including opening a bank account, applying for credit, managing debt, or investing, make sure you consider what best works out for you. I highly recommend you consult a licensed financial professional who can assess your specific circumstances.
We make every effort to ensure the accuracy and timeliness of our content, but financial products, rates, fees, laws, and regulations change frequently. We cannot guarantee that all information is current or complete at any given time.
You use the information on WeeklyBagel at your own risk. WeeklyBagel and Chimé N.U accept no liability for financial decisions made based on content published here. This is because anything published is a result of personal experience, bias or opinions. What works for one young working class adult may not work for you, so always bear that in mind when making your own financial decision.
4. Intellectual Property
All content on the WeeklyBagel platform including articles, podcast episodes, YouTube videos, course materials, graphics, logos, and the “WeeklyBagel” brand are the exclusive intellectual property of WeeklyBagel Media LLC . All rights reserved – © 2020 – till date.
What You May Do:
- Read, save, and share our articles for personal, non-commercial use
- Quote brief excerpts (up to 75 words) with a clear link back to the original article on WeeklyBagel.com platform.
- Share links to our content on social media
- Pin images to Pinterest with a link back to the source article
What You May Not Do Without Written Permission
- Reproduce, republish, or copy full articles or substantial portions of our content
- Use our content for commercial purposes or resale
- Claim our content as your own or remove attribution
- Scrape, crawl, or systematically extract content from WeeklyBagel.com
- Use the WeeklyBagel name, logo, or brand in any way that implies endorsement without prior written consent
- Repurpose our course materials, worksheets, or email sequences
You open yourself to legal consequences when you do it. Simply put, you expose yourself to the full extent of laws allowed by the national and international laws. To request permission for any use not listed above, contact us at [email protected].
5. Affiliate and Sponsored Content Disclosure
WeeklyBagel participates in affiliate marketing programs and may publish sponsored content. What doe sit mean, my good reader?
Here is what it means below.
Affiliate Links
Some links on WeeklyBagel are affiliate links. If you click an affiliate link and make a purchase or sign up for a service, WeeklyBagel may earn a commission at no additional cost to you. Affiliate relationships do not influence editorial opinions or recommendations. We only recommend products and services we genuinely believe are useful to our readers.
Some of the financial products had been used by me. This is especially to simplify his working class life in the United States of America. Hence, why I recommend it.
Current affiliate partners may online banks, financial technologies, budgeting tools, credit products and cheap mobile services designed for young working class adults. Specific affiliate disclosures appear within individual articles when applicable.
Sponsored Content
WeeklyBagel may publish sponsored posts, brand partnerships, or paid placements. All sponsored content is clearly labeled as such. Sponsors do not control the editorial content or conclusions of sponsored articles — our honest assessment is always the priority.
What Are Your Choices?
You are never obligated to use affiliate links I recommend in my articles or podcast episodes. In fact, you can always navigate directly to a product or service without using our links. Everything on the WeeklyBagel platform is free, regardless of whether you use the affiliates or not.
The goal of the platform is to simplify personal finance and the real cost of adulating to young working class adults. We prefer this goal to always be primary, since I wish to bridge the gap in financial illiteracy. The revenue from the affiliates are just used to sustain the efforts behind the platform.
Whether there is revenue or not, I work full time as a Registered scrub nurse. Therefore, I can still afford to keep this platform running as long as I breath. I hope by the grace of God.
6. YouTube Channel and Podcast
WeeklyBagel operates a YouTube channel at youtube.com/@WeeklyBagel and a podcast available on Apple Podcasts and other platforms.
- All video and audio content is subject to the same financial disclaimer in Section 3 — it is educational only, not professional financial advice.
- YouTube videos are also governed by YouTube’s Terms of Service. By watching or interacting with our YouTube content, you agree to YouTube’s terms in addition to ours.
- Podcast episodes are governed by the terms of the platform through which you access them (Apple Podcasts, Podbean, etc.).
- Comments on YouTube are subject to YouTube’s community guidelines. We reserve the right to remove comments that are abusive, spammy, or violate YouTube’s policies.
- We do not guarantee the availability of any specific video or podcast episode at any time.
You are subjected to laws guarding piracy in case of copyright breach. So, please be aware of how you access WeeklyBagel content on other platforms.
7. Free Courses and Email Content
WeeklyBagel offers free educational courses and email sequences delivered via our newsletter provider. By signing up for a free course or our newsletter:
- You agree to receive email communications from WeeklyBagel, including course lessons, weekly newsletters, and occasional promotional content.
- You can unsubscribe at any time using the unsubscribe link in any email. WeeklyBagel will stop sending you emails promptly.
- All course materials are the intellectual property of WeeklyBagel Media LLC and may not be reproduced, shared, or resold without written permission.
- Course content is for personal, non-commercial educational use only.
8. User Conduct
By using WeeklyBagel, you agree not to:
- Use the Service for any unlawful purpose or in violation of any applicable regulations
- Post or transmit spam, abusive, harassing, defamatory, or harmful content in comments or contact forms
- Impersonate WeeklyBagel, Chimé, any other person or entity
- Attempt to gain unauthorized access to any part of the Service or its infrastructure
- Use automated tools to scrape, crawl, or harvest content or data from WeeklyBagel.com
- Interfere with or disrupt the integrity or performance of the Service
- Use the Service to distribute malware, phishing content, or other harmful software
We reserve the right to remove any content, block any user, or report any activity to relevant authorities if we believe these rules have been violated.
9. Third-Party Links
WeeklyBagel articles, videos, and emails may contain links to third-party websites, financial products, apps, and services. These links are provided for your convenience and reference.
We do not control, endorse, or accept responsibility for the content, privacy practices, or terms of any third-party website or service. Clicking a third-party link means you are leaving the WeeklyBagel platform and entering a site governed by that third party’s own terms and policies.
We are not responsible for any loss or damage arising from your use of third-party sites or services, including financial products you apply for or purchase through links on WeeklyBagel. We strongly encourage you to read the terms and privacy policies of any third-party site before providing personal or financial information.
10. Accuracy of Information
We take care to ensure the content on WeeklyBagel is accurate and up to date. However, the personal finance landscape changes frequently. This includes interest rates, fees, product terms, regulations, and platform policies can change without notice.
- Information on WeeklyBagel reflects our understanding at the time of writing or last update.
- We cannot guarantee that all information is current, complete, or applicable to your specific situation.
- Always verify financial product terms, rates, and fees directly with the relevant institution before making a decision.
- Publish and last-updated dates are shown on articles where available.
If you notice an error or outdated information, please let us know at [email protected]. We appreciate any feedback and will review promptly.
11. Limitation of Liability
To the fullest extent permitted by applicable law, WeeklyBagel, WeeklyBagel Media LLC, and Chimé shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of:
- Your use of or inability to use the Service
- Any financial decisions made based on content published on WeeklyBagel
- Any errors, omissions, or inaccuracies in our content
- Unauthorized access to or alteration of your data
- Any third-party content, products, or services linked from WeeklyBagel
- Any interruption or cessation of the Service
The Service is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability. In those jurisdictions, our liability is limited to the maximum extent permitted by law.
12. Indemnification
You agree to defend, indemnify, and hold harmless WeeklyBagel, WeeklyBagel Media LLC, Chimé, and any successors or assigns from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from:
- Your use of the Service in violation of these Terms
- Your violation of any applicable law or third-party rights
- Any content you submit through comments, contact forms, or other interactions with the Service
13. Termination
We reserve the right to terminate or suspend your access to the Service at any time, without prior notice or liability, for any reason — including if we believe you have violated these Terms.
Upon termination, your right to use the Service immediately ceases. All provisions of these Terms that by their nature should survive termination — including ownership provisions, financial disclaimers, warranty disclaimers, indemnity, and limitations of liability. It will remain in full effect.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Texas, United States, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of WeeklyBagel that cannot be resolved informally shall be submitted to the courts of competent jurisdiction in Texas.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full effect. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. These Terms constitute the entire agreement between WeeklyBagel and you regarding use of the Service and supersede any prior agreements.
15. Changes to These Terms
Your continued use of WeeklyBagel after changes take effect constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, please stop using the Service and unsubscribe from our newsletter. We recommend bookmarking this page and checking it periodically, especially if you are a newsletter subscriber or course participant.