I used to work as a certified surgical technologist. A career I have grown to enjoy and find unsettling peace on. Two year ago, I decided to go to nursing school to acquire additional skills which could make me contribute more wherever I find myself. So, I went back to college and graduated nursing school …
Here are my articles on debt and credit management. Every American working class adult should know how to manage his or her credit and debt in order to unplug from the system trying make money cows out of them.
Is It Bad To Max Out A Credit Card?
As young working class adults, the worse thing we could ever do to ourselves is to owe a credit card debt difficult to pay off. A high utilization on a credit card will do that to you. This is especially, when there is a wide gap in our income-to-debt ratio. Is it bad to max …
Does Chime Credit Card Builder Work?
You may be considering building your credit history. To build a credit history requires opening a credit line. Sincerely speaking, credit cards are one of the best ways to quickly build one. But, credit cards are not free though. You get in debts using them. Right? Hence, why Chime credit card builder was made to …
Is FICO Credit Score Accurate?
When you check your credit score from different credit reports, it will vary. This is because each credit report has a system of rating your credit worthiness. As a result, the number will vary slightly or widely depending on the credit rating type you are looking. Currently, there are two main credit rating models used …
Is Tuition Reimbursement Taxable? – A Working Class Perspective
A while ago, I wrote about how your employer tuition reimbursement could smash your debts. For the average working class adult, this is important since it helps you acquire additional skills at no cost or debts to you. The best part of education assistance programs by employer, is you rarely pay back a dime. Most …
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How To Borrow Money From Cash App- A Personal Review
I used to be the kind of guy who hates borrowing. This is until a few weeks ago, when I had to borrow money from Cash App. This is because my bank’s debit card got declined in a Starbuck’s cafe at work. As a black man- I am self conscious about my debit card getting …
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