Simplifying personal finance for the young working class adults.
A while ago, I wrote about how your employer tuition reimbursement could smash your debts. For the average working class adult, this is important since it helps you acquire additional skills at no cost or debts to you. The best part of education assistance programs by employer, is you rarely pay back a dime. Most …
Is Tuition Reimbursement Taxable? – A Working Class PerspectiveRead More
I used to be the kind of guy who hates borrowing. This is until a few weeks ago, when I had to borrow money from Cash App. This is because my bank’s debit card got declined in a Starbuck’s cafe at work. As a black man- I am self conscious about my debit card getting …
How To Borrow Money From Cash App- A Personal ReviewRead More
A credit score of 750 is what most young working class adults dream about. In my twenties, I was proactive about getting up to that special range. This is because it opens opportunities for you, especially when you are trying to get a purchase financed. And, it was harder than saving my first $2000 in …
Apartment complexes check the credit of anyone trying to rent a living space. This is especially big apartment complexes who want consistency in monthly rent remittance. Some independent ones do rental credit checks too. It is a good way to avoid potential drama with people who have a difficult time making rent. Hence, the credit …
What Credit Bureau Do Apartments Use For Credit CheckRead More
One of the woes of having a credit card is the cost of having a credit card. It is true a credit card may cost absolutely nothing to get; however, it is a liability which could get you into serious debts. This is because of hidden charges in credit cards. What are hidden charges in …
5 Outrageous Hidden Charges In Credit Cards You Must KnowRead More
As a working class adult, buying a new car in the United States needs a bank financing your car purchase. This is because new cars cost a ton of money in our beautiful country. Hence, why most people want a bank financing their car purchases. To achieve this end, you need a good credit score …
