CREDIT & DEBT MANAGEMENT

A credit score of 750 is what most young working class adults dream about. In my twenties, I was proactive about getting up to that special range. This is because it opens opportunities for you, especially when you are trying to get a purchase financed. And, it was harder than saving my first $2000 in …

How To Get Above 750 Credit ScoreRead More

Apartment complexes check the credit of anyone trying to rent a living space. This is especially big apartment complexes who want consistency in monthly rent remittance. Some independent ones do rental credit checks too. It is a good way to avoid potential drama with people who have a difficult time making rent. Hence, the credit …

What Credit Bureau Do Apartments Use For Credit CheckRead More

One of the woes of having a credit card is the cost of having a credit card. It is true a credit card may cost absolutely nothing to get; however, it is a liability which could get you into serious debts. This is because of hidden charges in credit cards. What are hidden charges in …

5 Outrageous Hidden Charges In Credit Cards You Must KnowRead More

As a working class adult, buying a new car in the United States needs a bank financing your car purchase. This is because new cars cost a ton of money in our beautiful country. Hence, why most people want a bank financing their car purchases. To achieve this end, you need a good credit score …

A Good Credit Score To Buy A Car Right NowRead More

Without a good credit score, it is hard to qualify for loans in the States. This is particularly when it has to do with a major purchase which costs thousands of dollars. Unless you are willing to pay out of pocket for big purchases, financing big purchases through loans is the way to go. A …

What Is A Good Credit Score For the Average American?Read More

As young working class American adults struggle to find balance between work, life and academics; the threat of increasing student debt towers above the current issues of inflation and rise in cost of living. What most working class adults in schools do not know, is their employers could help relieve the burden of graduating college …

How Your Employer Tuition Reimbursement Could Smash Your DebtsRead More