Simplifying personal finance for the young working class adults.
Without a good credit score, it is hard to qualify for loans in the States. This is particularly when it has to do with a major purchase which costs thousands of dollars. Unless you are willing to pay out of pocket for big purchases, financing big purchases through loans is the way to go. A …
What Is A Good Credit Score For the Average American?Read More
As young working class American adults struggle to find balance between work, life and academics; the threat of increasing student debt towers above the current issues of inflation and rise in cost of living. What most working class adults in schools do not know, is their employers could help relieve the burden of graduating college …
How Employer Tuition Reimbursement Could Smash Your DebtsRead More
It is bad to max out your credit card. Besides the enormous stress which comes with paying it off, a lot of things change if you go past your credit limit. There are consequences to going over a credit card limit. A credit card company sale representative may not tell you about all of these, …
A maxed out credit card is a credit card whose credit limit is equal to the total amount spent on the card. If you know about credit cards, you would remember each credit card has a maximum limit you can spend on it. It is there for a reason. This is because there are consequences …
Disputing a credit card charge successfully is a painfully process. A Capital One credit card dispute is not exempted. This is because it is left on you to prove to the bank, that you are not trying to commit a fraud. Sometimes, it involves emotions and anxiety on our part, since we do not want …
There is a protocol for disputing credit card charge successfully at Chase Bank. Like every other credit card issuer, the Chase Bank wants to make sure your claim is legitimate. Especially in situations which threaten the financial security and comfort of their customers. When you contact a Chase representative about a credit card dispute, make …
