CREDIT & DEBT MANAGEMENT

When applying for a credit card, one of the things credit companies fail to explain to customers is what happens when you max out a credit card. A lot of things can affect your credit. One of the notable ones is a maxed out credit card. Maxing out your credit card affect your credit score …

Should You Max Out A Credit Card?Read More

Fixing a credit score

How To Fix Your Bad Credit ScoreRead More

Unless you are a part of the American super rich class, you cannot afford some things without credit. This is because some necessities like a shelter or a means of transportation is expensive to pay for in cash. Without a good credit, you will need to save to have access to these. And, guess what? …

Building Credit For the First Time: What To KnowRead More

Credit card companies target college students as money cows. Although there are benefits of college students having a credit card, the cons are disheartening. This is to be discussed later in this article. What do I mean by this statement? There is this fallacy of people paying with credit cards being richer than the average …

How Credit Card Companies Target College Students As Money CowsRead More

There are money mistakes young working adults must avoid to be financially free. It is normal to make money mistakes as an adult. The goal in this life journey however, is to make as little of these financial mistakes as you can get away with. This is especially, as you age gracefully in your art …

7 Money Mistakes Young Working Adults Must AvoidRead More

When it comes to loaning our hard-earned money to friends, we should always consider the risks involved. One of the risks is not limited to the loss of friendship, as a result of the loan. Or even worse, the entire loss of your money. Personally, I have had a bad experience every single time I …

Should You Loan Money To Your Friends?Read More