Simplifying personal finance for the young working class adults.
Unauthorized credit card charges are more common than you think. In fact, a Security Organization Survey1 has the number of affected credit card holders at 65%. It may be a result of credit card fraud, overcharges or unauthorized credit card usage. When it happens, you need valid reasons for disputing a credit card charge, in …
How Do You Dispute A Credit Card Charge Successfully?Read More
I moved to the United States at the age of twenty-two with no college degree. Since then, I have acquired three high paying degrees. The first college degree was to satisfy an engineering curiosity and other two are more tuned with who I am. I graduated through each college program debt-free. How did I do …
How To Graduate College Debt-Free: A Practical GuideRead More
I disagree whenever I hear people say the American working class is lazy. Sometimes, I want to wrestle such a person to the ground; and shove the dirty they spewed back into their mouths. This is because the American working class is one of the most hardworking societal classes in this beautiful country of ours. …
Why We Struggle To Make Ends Meet As Debt-Ridden AmericansRead More
When applying for a credit card, one of the things credit companies fail to explain to customers is what happens when you max out a credit card. A lot of things can affect your credit. One of the notable ones is a maxed out credit card. Maxing out your credit card affect your credit score …
Fixing a credit score
On episode 19- Intro to building credit, I introduce my audience to credit. I talked about how you could be part of the American middle class and still cannot afford some things without a good credit. This is because certain creature comforts are too expensive to pay for in cash. One of them is a …
