Simplifying personal finance for the young working class adults.

The Cost Of Mint Mobile International Calls

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Recently, I was charged $122 for an international call I made to my parents through Spectrum. I only discovered about this charge after my debit card got declined at a gas station. This is because Spectrum immediately deducted the amount after the long call home to my loved ones. If you are going to have …

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What To Do If Roommate Does Not Pay Rent? – Episode 17

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On Episode 16- How To Find A Roommate, I talked about the importance of using online resources to find eligible roommates. I stressed on that episode a venting process, which helps make sure you do not get a bad roommate. Why is this necessary? Besides the emotional toll, there is a financial burden to it …

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How To Fill Out A Money Order

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You would be surprised to know not a lot of young working class adults know how to fill out a money order. I do not blame some of us though. In an age of instant money transfer, money orders are like the ancestors of this mode of money transaction. Most young working class adults would …

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5 Disadvantages Of High-Yield Savings Accounts

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I championed high-yield savings accounts, because their interest rates are higher than traditional interest rates. While the national interest rate average for traditional banks is about 0.39% as of 2025, HYSA could pay up to 5%. Hence, why I think it is a great financial tool for any young working class adult trying to save …

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How To Set Up Cash App Direct Deposit

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Nowadays, one does not need to maintain a traditional bank account to do financial transactions. Thanks to financial technologies like Cash App, which has traditional bank functions with instant money transfer. I am a big advocate of these, since some of them have the interest of the young working class at heart. Hence, why I …

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How To Find A Roommate To Help Pay Rent- Episode 16

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On episode 5 of the WeeklyBagel podcast, we explored the reasonability of having a roommate or not. At the end of the episode, I left you to reach your own conclusion. This is because you know what your needs are, better than I do. The thing is in today’s world, it is getting hard for …

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