Simplifying personal finance for the young working class adults.

How I Graduated Nursing School Debt-Free

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I used to work as a certified surgical technologist. A career I have grown to enjoy and find unsettling peace on. Two year ago, I decided to go to nursing school to acquire additional skills which could make me contribute more wherever I find myself. So, I went back to college and graduated nursing school …

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How Visible Cell Phone Plans Save You Money

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A while ago, I wrote about how spectrum charged me $122 for an international call to my parents. I still feel sore thinking about it. There are cellphone plans out there that will stretch your monthly budget on cellular expenses. Visible cell phone plans are not like that. So how are they then, my dear …

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How To Overdraft Cash App At ATM

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You can overdraft on Cash App, but there are some restrictions on what you can overdraft on. The restriction is you cannot overdraft the cash card at an ATM. Despite this restriction, I am still able to overdraft my balance at an ATM using a Cash App card. Just not the way the overdraft feature …

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The Cost Of Mint Mobile International Calls

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Recently, I was charged $122 for an international call I made to my parents through Spectrum. I only discovered about this charge after my debit card got declined at a gas station. This is because Spectrum immediately deducted the amount after the long call home to my loved ones. If you are going to have …

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What To Do If Roommate Does Not Pay Rent? – Episode 17

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On Episode 16- How To Find A Roommate, I talked about the importance of using online resources to find eligible roommates. I stressed on that episode a venting process, which helps make sure you do not get a bad roommate. Why is this necessary? Besides the emotional toll, there is a financial burden to it …

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How To Fill Out A Money Order

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You would be surprised to know not a lot of young working class adults know how to fill out a money order. I do not blame some of us though. In an age of instant money transfer, money orders are like the ancestors of this mode of money transaction. Most young working class adults would …

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