Simplifying personal finance for the young working class adults.

What You Get With Cash App Green Status

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As an avid user of Cash App, I can tell you my life has improved immensely as a result. This is due to the fact I use the Cash App borrow when man is low on cash. It beats using a credit card and paying interest on purchases, unlike the Cash App borrow which does …

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The Key Differences Between Checking and Savings Account

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On a YouTube video I made last week, opening your first bank account, I told a story of how I was screwed by a bank. This is because they open a checking account for me, where I was paying $25 monthly to maintain the account. I did not know better, since it was my first …

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Episode 19 : Intro To Building Credit For the First Time

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So, I originally grew up in a country where you pay for everything in cash. That is from buying a car to building your house. If a young working class adult cannot afford it, then he or she cannot have it. It was a shock to me, when I learned I had to build a …

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What Happens When A Check Bounces?

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I have had a check bounce before. Actually, it happened a few times in my twenties. It was not fun at all. This is because of the embrassment and stress dealing with my bank punishing me for it. Oh yeah, this is what happens when a check bounces. Some banks punish you for it. You …

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How I Graduated Nursing School Debt-Free

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I used to work as a certified surgical technologist. A career I have grown to enjoy and find unsettling peace on. Two year ago, I decided to go to nursing school to acquire additional skills which could make me contribute more wherever I find myself. So, I went back to college and graduated nursing school …

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How Visible Cell Phone Plans Save You Money

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A while ago, I wrote about how spectrum charged me $122 for an international call to my parents. I still feel sore thinking about it. There are cellphone plans out there that will stretch your monthly budget on cellular expenses. Visible cell phone plans are not like that. So how are they then, my dear …

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