Simplifying personal finance for the young working class adults.

5 Disadvantages Of High-Yield Savings Accounts

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I championed high-yield savings accounts, because their interest rates are higher than traditional interest rates. While the national interest rate average for traditional banks is about 0.39% as of 2025, HYSA could pay up to 5%. Hence, why I think it is a great financial tool for any young working class adult trying to save …

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How To Set Up Cash App Direct Deposit

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Nowadays, one does not need to maintain a traditional bank account to do financial transactions. Thanks to financial technologies like Cash App, which has traditional bank functions with instant money transfer. I am a big advocate of these, since some of them have the interest of the young working class at heart. Hence, why I …

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How To Find A Roommate To Help Pay Rent- Episode 16

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On episode 5 of the WeeklyBagel podcast, we explored the reasonability of having a roommate or not. At the end of the episode, I left you to reach your own conclusion. This is because you know what your needs are, better than I do. The thing is in today’s world, it is getting hard for …

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How Does Western Union Work

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A while ago, I wrote about what I think you must know about western union. As I mentioned on that article, western union is a great way of sending money to your loved ones and friends. This is especially when it involves sending money abroad. I have used it many a time to send money …

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Is Cash App Green Status Worth It?

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In all the articles I have written about Cash App, green status has always been the center thesis to qualify for premium banking services. This is because Cash App functions more like an online bank than a mere money transfer app. As a result, one needs to meet certain requirements to enjoy certain perks. One …

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How Mint Mobile International Roaming Works

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If you have made an international call while on another country with your phone, you know the heft bill waiting at home is no joke. My girlfriend against my advice did it once and she ended owing Verizon close to $700. This is where Mint mobile international roaming came through for me. Mint is one …

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