Simplifying personal finance for the young working class adults.

Everything you need to know about using a bank is written here. Mostly banking basics articles, which ranges from using a check book to credit cards.

How To Overdraft Cash App At ATM

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You can overdraft on Cash App, but there are some restrictions on what you can overdraft on. The restriction is you cannot overdraft the cash card at an ATM. Despite this restriction, I am still able to overdraft my balance at an ATM using a Cash App card. Just not the way the overdraft feature …

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How To Fill Out A Money Order

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You would be surprised to know not a lot of young working class adults know how to fill out a money order. I do not blame some of us though. In an age of instant money transfer, money orders are like the ancestors of this mode of money transaction. Most young working class adults would …

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5 Disadvantages Of High-Yield Savings Accounts

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I championed high-yield savings accounts, because their interest rates are higher than traditional interest rates. While the national interest rate average for traditional banks is about 0.39% as of 2025, HYSA could pay up to 5%. Hence, why I think it is a great financial tool for any young working class adult trying to save …

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How To Set Up Cash App Direct Deposit

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Nowadays, one does not need to maintain a traditional bank account to do financial transactions. Thanks to financial technologies like Cash App, which has traditional bank functions with instant money transfer. I am a big advocate of these, since some of them have the interest of the young working class at heart. Hence, why I …

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How Does Western Union Work

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A while ago, I wrote about what I think you must know about western union. As I mentioned on that article, western union is a great way of sending money to your loved ones and friends. This is especially when it involves sending money abroad. I have used it many a time to send money …

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Is Cash App Green Status Worth It?

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In all the articles I have written about Cash App, green status has always been the center thesis to qualify for premium banking services. This is because Cash App functions more like an online bank than a mere money transfer app. As a result, one needs to meet certain requirements to enjoy certain perks. One …

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