Simplifying personal finance for the young working class adults.

Everything you need to know about using a bank is written here. Mostly banking basics articles, which ranges from using a check book to credit cards.

How I Add Money On My SoFi Account

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A month ago or so, I opened a SoFi account because I needed a bank account to save for my car loan debt. I just wanted to put $500 monthly so I can pay off my car debt in two years. So far, I am trying to learn the SoFi bank, especially adding money to …

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Does Walmart Cash Personal Checks?

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The thing with personal checks, is most people including me do not trust that it will not bounce back. This is because it is handwritten and can easily be replicated. You can hardly find a place outside of our banks, who will cash a personal check due to this reason. Does this place include Walmart, …

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The Cash App Limits You Must Know

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Cash App is one of my favorite financial technologies. I find its cash card replacing my bank’s debit card in almost daily financial transactions. This includes paying for my daily caffeine addiction to filling up my car gas weekly. Sometimes, I even use it to send money to friends and family. When doing all of …

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Is SoFi A Good Bank For Young Working Class Adults?

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About four weeks ago, I opened a SoFi bank account. This is after much deliberation, since I contemplated between Axos, Ally and SoFi banks. I needed a bank to put money aside to pay off my car note by August 2027. SoFi was one of the online banks, which seemed like it was going to …

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A Guide To Charles Schwab Mobile Deposit

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Charles Schwab is a bank after my own heart. I use its brokerage services, because of how easy it is to access financial securities like stocks, mutual funds and ETFs without fees. Above all, I use Charles Schwab mobile deposit to fund my investment account since my city only has two physical locations. Both locations …

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What Do I Need To Open A Bank Account?

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I remember the first time I opened a bank account. It was a little nerve wrecking, because I did not know exactly what I need to open a bank account. This is given that it was my first time getting a bank account in a new country with a different banking system. As a result, …

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