Simplifying personal finance for the young working class adults.

What Happens When A Check Bounces?

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I have had a check bounce before. Actually, it happened a few times in my twenties. It was not fun at all. This is because of the embrassment and stress dealing with my bank punishing me for it. Oh yeah, this is what happens when a check bounces. Some banks punish you for it. You …

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How To Overdraft Cash App At ATM

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You can overdraft on Cash App, but there are some restrictions on what you can overdraft on. The restriction is you cannot overdraft the cash card at an ATM. Despite this restriction, I am still able to overdraft my balance at an ATM using a Cash App card. Just not the way the overdraft feature …

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How To Fill Out A Money Order

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You would be surprised to know not a lot of young working class adults know how to fill out a money order. I do not blame some of us though. In an age of instant money transfer, money orders are like the ancestors of this mode of money transaction. Most young working class adults would …

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5 Disadvantages Of High-Yield Savings Accounts

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I championed high-yield savings accounts, because their interest rates are higher than traditional interest rates. While the national interest rate average for traditional banks is about 0.39% as of 2025, HYSA could pay up to 5%. Hence, why I think it is a great financial tool for any young working class adult trying to save …

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How To Set Up Cash App Direct Deposit

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Nowadays, one does not need to maintain a traditional bank account to do financial transactions. Thanks to financial technologies like Cash App, which has traditional bank functions with instant money transfer. I am a big advocate of these, since some of them have the interest of the young working class at heart. Hence, why I …

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How Does Western Union Work

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A while ago, I wrote about what I think you must know about western union. As I mentioned on that article, western union is a great way of sending money to your loved ones and friends. This is especially when it involves sending money abroad. I have used it many a time to send money …

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