As an avid user of Cash App, I can tell you my life has improved immensely as a result. This is due to the fact I use the Cash App borrow when man is low on cash. It beats using a credit card and paying interest on purchases, unlike the Cash App borrow which does …
The Key Differences Between Checking and Savings Account
On a YouTube video I made last week, opening your first bank account, I told a story of how I was screwed by a bank. This is because they open a checking account for me, where I was paying $25 monthly to maintain the account. I did not know better, since it was my first …
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What Happens When A Check Bounces?
I have had a check bounce before. Actually, it happened a few times in my twenties. It was not fun at all. This is because of the embrassment and stress dealing with my bank punishing me for it. Oh yeah, this is what happens when a check bounces. Some banks punish you for it. You …
How To Overdraft Cash App At ATM
You can overdraft on Cash App, but there are some restrictions on what you can overdraft on. The restriction is you cannot overdraft the cash card at an ATM. Despite this restriction, I am still able to overdraft my balance at an ATM using a Cash App card. Just not the way the overdraft feature …
How To Fill Out A Money Order
You would be surprised to know not a lot of young working class adults know how to fill out a money order. I do not blame some of us though. In an age of instant money transfer, money orders are like the ancestors of this mode of money transaction. Most young working class adults would …
5 Disadvantages Of High-Yield Savings Accounts
I championed high-yield savings accounts, because their interest rates are higher than traditional interest rates. While the national interest rate average for traditional banks is about 0.39% as of 2025, HYSA could pay up to 5%. Hence, why I think it is a great financial tool for any young working class adult trying to save …