Simplifying personal finance for the young working class adults.

Does Chime Have A Credit Card?

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Chime bank offers an actual credit card to its customers. You know- just like every other online banking institution out there. The only difference is it is designed with the working class adults on mind. What do I mean by this? I mean the Chime credit card is designed for safe credit building. This is …

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How To Sign A Check Over To Someone Else

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To sign a check over to someone else, is to relinquish the right to cash the check to the person. There are requirements which have to be met before you could do this. Otherwise, banks will not cash the check. There is a high risk of check frauds with checks signed over to someone else. …

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How To Use Western Union To Send Money

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In today’s world where you can send money to another person within minutes, western union still counts. I cannot begin to tell how western union has come through for me as a young working class adult. It still beats waiting one to three business days for a bank to send money to another bank on …

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How To Cancel A Chase Credit Card

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Canceling a credit card is more than just cutting it up with a pair of scissors. I remember the first time I canceled a credit card. It dropped my credit score by some points. The reason was because the credit card was not cancelled the right way. So, how do you cancel a Chase credit …

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How To Endorse A Check For Mobile Deposit

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I remember when I cashed my first check. It was one of the most distressing things ever done by the younger me. This was before I knew how to endorse a check for mobile deposit at my bank. So, I stood on a long queue for an hour and some odd minutes waiting for my …

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What Do I Need To Open A Chase Bank Account?

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A Chase account is easy to open. As long as you meet its eligibility requirements, you could have your bank account working the same day. Each bank account type has a specific requirement to qualify for it. But in general, all Chase bank accounts need you to meet its core three eligibility measures. The Chase …

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