Simplifying personal finance for the young working class adults.

How Credit Card Companies Target College Students As Money Cows

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Credit card companies target college students as money cows. Although there are benefits of college students having a credit card, the cons are disheartening. This is to be discussed later in this article. What do I mean by this statement? There is this fallacy of people paying with credit cards being richer than the average …

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7 Money Mistakes Young Working Adults Must Avoid

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There are money mistakes young working adults must avoid to be financially free. It is normal to make money mistakes as an adult. The goal in this life journey however, is to make as little of these financial mistakes as you can get away with. This is especially, as you age gracefully in your art …

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How Much Should You Save Monthly To Avoid Money Issues

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We- the working class adults, should prioritize savings because it saves us from sudden income disruption. The Covid pandemic proves this to be true. Any sudden disruption of our income flow, tends to wreck us when we do not have savings to endure hard times. According to Lending Tree, 30% of American working class adults …

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