Simplifying personal finance for the young working class adults.

Is Eating Out Wasting Your Hard-Earned Money

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With the quick delivery services and rampant fast foods nowadays, it is easier not to spend time cooking at home. As a result, only about 10% of Americans love cooking at home according to a Harvard Business Review survey. This affects the economy positively, since the other 90% supposedly love eating out. For working class …

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How To Dispute Errors On Your Credit Report Successfully

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An error on your credit report can damage your credit. This is because it presents you as a risk to financial lenders and creditors. Often, this error is not necessarily a result of your financial mistakes. This is why I always recommend you to check your credit every month to catch and dispute errors on …

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What Ruins Your Credit Score the Most: 5 Avoidable Mistakes

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Awhile ago, I discussed what you need to know about credit score and its impact in your life. It is imperative your credit history in the United States is good. This is because banks and credit companies welcome you with an open arm, when you have a good credit. Financial institutions are more likely to …

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5 Best Budgeting Apps For Controlling Your Monthly Expenditures

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A budget app makes it easy to track expenses. Without it, you would not know how much you are spending or saving monthly. Hence, the importance of having one, if you want to succeed financially. There are budgeting apps, which can help you do this without stress. It will only take a few minutes of …

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