Simplifying personal finance for the young working class adults.

How To Get Out Of Student Loan Default Now

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A federal student loan is said to be in default, when you miss scheduled loan payments. A loan default does not occur immediately after a missed payment. After a missed scheduled payment, your loan becomes delinquent (past-due). In this stage, you are expected to reach out to your loan provider to discuss repayment options. This …

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Which Student Loan Is Best For You

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In the United States, the average cost of a Bachelor’s degree is $30,000. This is according to a 2022 student loan debt statistics from Education Data Initiative. The cost can get higher than this amount, depending on what kind of student loans you plan on borrowing. This is why it is important to know which …

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How To Cash A Check At Walmart Without Stress

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Walmart offers one of the most affordable check cashing services in the United States. The giant retailer covers the 50 states, while its check cashing service extends to more than half of the states. You can cash a check at Walmart in AL, AK, AR, AZ, CA, CO, CT, DC, DE, GA, HI, ID, IL, …

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How To Graduate Nursing School Completely Debt-Free

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A nursing career is rewarding. This is because it comes with emotional and financial satisfaction. For such rewards, it comes with a price. A huge nursing student loan debt. The average debt after nursing school is between $19,000 to $48,000. Naturally, this depends on the degree and school you go for. Your nursing student debt …

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What Not To Do With Your Credit Card After Getting One

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It is very easy to get into an enormous credit card debt. Even if you are paying monthly on your debt. This is because it is easy to take credit cards for granted. You may not know, but there are do’s and don’ts of credit cards. When one of these rules are broken, getting penalized …

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