Simplifying personal finance for the young working class adults.

What Disqualifies You From Getting A Student Loan?

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Can you get rejected for a student loan? A person can be denied a federal student loan. In fact, not everyone gets approved for student loans. This is because there are requirements you have to meet first, before the federal government considers you eligible for an educational fund. On what you need to know about …

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What You Need To Know About Student Loans

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College debt is a determent for many aspiring students. This is because of the enormous debt you can incur from receiving a college education. At least, this is the case in the United States. Education Data Initiative puts the average debt to be $37, 693 for college students. This is what the average cost of …

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Cashier’s Check: What You Need To Know About It

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Awhile ago I wrote an article about verifying a check in order to avoid check fraud. Since personal checks increase the chances of a check fraud, a cashier’s check is one of the best ways to avoid a bad check deposit. Not only is it hard to bounce, but also it is a secure method …

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How To Create A Personal Budget For Yourself

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As a young adult, it is necessary to create a personal budget for yourself. This is because a majority of your monthly income will go into living expenses. Without a budget, you may be left with nothing at the end of every month. Besides, there are other reasons to make a personal budget. It can …

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What Happens When You Deposit A Bad Check: 5 Consequences

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A bad check is a check, which either bounces or fails after you deposit it. It can happen because of insufficient balance or a fake check deposit. When you deposit a bad check and it is found to be fraudulent, there are dire consequences. This is because a bad check is illegal. In a previous …

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