Simplifying personal finance for the young working class adults.

Cashier’s Check: What You Need To Know About It

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Awhile ago I wrote an article about verifying a check in order to avoid check fraud. Since personal checks increase the chances of a check fraud, a cashier’s check is one of the best ways to avoid a bad check deposit. Not only is it hard to bounce, but also it is a secure method …

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How To Create A Personal Budget For Yourself

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As a young adult, it is necessary to create a personal budget for yourself. This is because a majority of your monthly income will go into living expenses. Without a budget, you may be left with nothing at the end of every month. Besides, there are other reasons to make a personal budget. It can …

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What Happens When You Deposit A Bad Check: 5 Consequences

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A bad check is a check, which either bounces or fails after you deposit it. It can happen because of insufficient balance or a fake check deposit. When you deposit a bad check and it is found to be fraudulent, there are dire consequences. This is because a bad check is illegal. In a previous …

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How To Get Medical School Loans Forgiven In Two Years

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The average medical school debt ranges from $200,000 for public school graduates to $215,000 for private school graduates. This is according to Association Of American Medical Colleges 2019 data. Using the traditional approach to loan repayment, this may take you ten to twenty years to pay off. But, you do not have to pay back …

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What You Need To Know About Verifying A Check

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As an adult, the last thing you want is to get scammed with a certified check. Banks will not take kindly to you depositing a fake check. In fact, you can be penalized for trying to cash one. Hence, the important of verifying a check prior to deposit. For payment purposes, there are three kinds …

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Biden Cancels Student Debt For Disabled People: How To Get Yours

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Can student loans be forgiven due to disability? Surely, student loans can be forgiven, if you have disability. You can graduate college debt-free. In fact, Biden recently signed to cancel $5.8 billion in federal student loan for disabled people. This includes college students and graduates. As long as your disability affects your ability to earn …

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