Simplifying personal finance for the young working class adults.

Emergency Fund: How To Build One Successfully

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An unexpected life changing phenomena like the Covid-19 pandemic, has proven the necessity of an emergency fund. Between September 15th to October 11th 2021, 9% of American adults did not have enough to eat as a result of financial emergency. This is according to a research by the Center On Budget and Policy Priorities to …

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Who Qualifies For Student Loan Forgiveness After College

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At what point are student loans forgiven after college? Your student loan debt forgiveness can start, almost as soon as you graduate and get a job. This is especially, when your student loan is a federal student loan. Some jobs qualify for automatic student loan debt forgiveness. With federal student loan, it is possible to …

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How To Avoid Being Financially Broke For Young Adults

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Tired of being broke and depressed? Been there through that before. I have survived being broke. It is a matter of a good budget, good money management and self-discipline. There is nothing much more than it. If you are looking for a quick fix to your financial deficiency, you are in the wrong place. Here, …

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Do Your Friends Cost You Money Every Month?

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Besides the subtle pressures of the today’s varying commercials, friends contribute to a percentage of young adults monthly expenditures. According to a 2019 Credit Karma survey, friends can cost you month every month. In fact, 48% of millennial participants spent money to impress their friends. Not only did they spend money they did not have, …

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5 Best Investments In Your 20s With Great Rewards

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In a few months, I am going to be thirty. Reflecting back, I could not have been where I am today without some serious decisions I made in my early and mid-twenties. Where exactly am I today in life, my good reader? I am a graduate of two programs- engineering and surgical technology, with $0 …

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