Simplifying personal finance for the young working class adults.

How To Save Money For Vacation On A Low-Income

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You do not have to make thousands of dollars in monthly income to take a vacation. It is a common misconception. You can enjoy the same travel experience on a low monthly income as high-income earners. I do not mean a watered-down version of the travel experience, but the real deal. You just need to …

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6 Important Research Before Getting A Credit Card

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Credit cards are a make or a break. They can contribute positively to your life, or negatively take away your financial freedom. This is why it is important to understand the terms and conditions from the lender before getting a credit card. A lack of comprehension of the terms and conditions of a credit card …

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Why You Need An Emergency Fund: 7 Unavoidable Reasons

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Life is unpredictable. Life-changing situations can occur suddenly, when least expected. Sometimes, these situations can cost you a lot financially. Without an emergency fund to handle life-changing situations, they can create untold hardships for you. Some can get you so deep in debt, that you may never be financially free again in life. Scary thought, …

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Grocery Bill Hack: How To Save Money on Drinking Water

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Try to keep tabs on the cost of your monthly drinking water consumption. Without a grocery hack, it will rack up quite an amount of money. You would think for a liquid abundant in nature, drinking water should be very cheap. However, it is not cheap. At least, not cheap in some regions of the …

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Budgeting 101: How To Best Budget Your money

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It is not a happy feeling living from paycheck to paycheck. This feeling is greatly amplified, when your monthly expenses always leave you without a single cent to save. This is not a problem caused by the government, the tax rate or your family. If you examine the problem closely, you will find that it …

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5 Practical Ways To Get Out of Debt

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According to the American’s Debt Help Organization, Americans are drowning in debts. Common ones include student loans, credit card debt, Auto and mortgage. To be in debt feels strangulating. It does not create a peace of mind at all. This is because of the uncertainty that comes with being in debt. Without some ways to …

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