Simplifying personal finance for the young working class adults.

Building Credit For the First Time: What To Know

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On episode 19- Intro to building credit, I introduce my audience to credit. I talked about how you could be part of the American middle class and still cannot afford some things without a good credit. This is because certain creature comforts are too expensive to pay for in cash. One of them is a …

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Sam’s Club Credit Card: What You Must Know

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Sam’s Club credit card is one of the credit cards perfect for building your credit history without getting much in debt. This is because it does not have the usual credit card annual fees attached to it. Or worse, the junk fees often associated with most credit cards that get people in serious debts. The …

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What To Know About Walmart MoneyCard

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Walmart MoneyCard is a reloadable prepaid card sold by Walmart stores. It functions the same way as a CashApp card. In fact, it is a debit card with no bank account and overdraft fees. The only difference with Cashapp card, is there are cash back rewards for this one which you get from making purchases …

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How Credit Card Companies Target College Students As Money Cows

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Credit card companies target college students as money cows. Although there are benefits of college students having a credit card, the cons are disheartening. This is to be discussed later in this article. What do I mean by this statement? There is this fallacy of people paying with credit cards being richer than the average …

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9 Gas Stations that Sell Money Orders Near You

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When I am on the go, the last thing I want is stopping by my bank to get a money order. That is where gas stations come in. There are gas stations that sell money orders. Oh yes- the best thing about them is one is near you right now as you read my article. …

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7 Money Mistakes Young Working Adults Must Avoid

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There are money mistakes young working adults must avoid to be financially free. It is normal to make money mistakes as an adult. The goal in this life journey however, is to make as little of these financial mistakes as you can get away with. This is especially, as you age gracefully in your art …

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