Simplifying personal finance for the young working class adults.

Emergency Fund: How To Build One Successfully

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An unexpected life changing phenomena like the Covid-19 pandemic, has proven the necessity of an emergency fund. Between September 15th to October 11th 2021, 9% of American adults did not have enough to eat as a result of financial emergency. This is according to a research by the Center On Budget and Policy Priorities to …

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Who Qualifies For Student Loan Forgiveness After College

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At what point are student loans forgiven after college? Your student loan debt forgiveness can start, almost as soon as you graduate and get a job. This is especially, when your student loan is a federal student loan. Some jobs qualify for automatic student loan debt forgiveness. With federal student loan, it is possible to …

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Where To Cash A Cashier’s Check Immediately

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A cashier’s check is one of the bank checks which is guaranteed to be cashed immediately. This is especially when you need the cash as soon as possible. The best thing about it is you do not need a bank account to cash it. Oh yes. You can cash a cashier’s check without a bank …

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How To Avoid Being Financially Broke For Young Adults

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Tired of being broke and depressed? Been there through that before. I have survived being broke. It is a matter of a good budget, good money management and self-discipline. There is nothing much more than it. If you are looking for a quick fix to your financial deficiency, you are in the wrong place. Here, …

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Do Your Friends Cost You Money Every Month?

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Besides the subtle pressures of the today’s varying commercials, friends contribute to a percentage of young adults monthly expenditures. According to a 2019 Credit Karma survey, friends can cost you month every month. In fact, 48% of millennial participants spent money to impress their friends. Not only did they spend money they did not have, …

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5 Best Investments In Your 20s With Great Rewards

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In a few months, I am going to be thirty. Reflecting back, I could not have been where I am today without some serious decisions I made in my early and mid-twenties. Where exactly am I today in life, my good reader? I am a graduate of two programs- engineering and surgical technology, with $0 …

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