Simplifying personal finance for the young working class adults.

What Is A FICO Score: How It Affects Your Life

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Is a FICO score the same as a credit score? A FICO score is similar to your typical credit score. It is one of the consumer credit behavior ranking systems. It is used by banks and other financial institutions today to approve loans and credit cards. As previously mentioned on What You Need To Know …

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How To Open An Account At Chase Bank

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You can just walk into Chase and open an account within thirty minutes. This is how easy it is for new customers and minors to open a bank account with Chase. Yes, you heard that right- minors. Chase bank is one of the banks which allows minors to open accounts. Minors here, are referred to …

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5 Best Cash App Reload Locations Close To You

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It is easy to load your cash app card in cash app reload locations, whenever you run out of cash app funds. Unlike a traditional bank debit card which requires you go to your bank to deposit funds, cash app cards work differently. You can reload your cash app card and account from cash app …

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Is Eating Out Wasting Your Hard-Earned Money

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With the quick delivery services and rampant fast foods nowadays, it is easier not to spend time cooking at home. As a result, only about 10% of Americans love cooking at home according to a Harvard Business Review survey. This affects the economy positively, since the other 90% supposedly love eating out. For working class …

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Opening A Bank Account: What You Need To Know

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In the functioning world of working class adults, one cannot do without a bank account. Not only do you need it to save money, but also you need it to send or receive money. In fact, it is difficult to perform most monetary responsibilities without a bank account. The first time opening a bank account …

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Getting Out Of Debt In 2023: 5 Easy Steps

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Nothing sucks more than carrying over debt to a new year. You are still taking money meant for your savings to pay down debt in order to get out of debt. This is because the responsibility of paying down on your debt has not ended. It does not have to be this way in 2023. …

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