Simplifying personal finance for the young working class adults.

Do Your Friends Cost You Money Every Month?

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Besides the subtle pressures of the today’s varying commercials, friends contribute to a percentage of young adults monthly expenditures. According to a 2019 Credit Karma survey, friends can cost you month every month. In fact, 48% of millennial participants spent money to impress their friends. Not only did they spend money they did not have, …

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5 Best Investments In Your 20s With Great Rewards

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In a few months, I am going to be thirty. Reflecting back, I could not have been where I am today without some serious decisions I made in my early and mid-twenties. Where exactly am I today in life, my good reader? I am a graduate of two programs- engineering and surgical technology, with $0 …

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What Disqualifies You From Getting A Student Loan?

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Can you get rejected for a student loan? A person can be denied a federal student loan. In fact, not everyone gets approved for student loans. This is because there are requirements you have to meet first, before the federal government considers you eligible for an educational fund. On what you need to know about …

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What You Need To Know About Student Loans

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College debt is a determent for many aspiring students. This is because of the enormous debt you can incur from receiving a college education. At least, this is the case in the United States. Education Data Initiative puts the average debt to be $37, 693 for college students. This is what the average cost of …

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How To Save Money On Coffee Every Morning

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To buy a cup of coffee or not to? This is what I decide every morning, as soon as I wake up in the morning. Given that I am a heavy coffee user, drinking coffee daily can create a noticeable dent on my monthly budget. And, I know I am not alone in this case. …

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Cashier’s Check: What You Need To Know About It

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Awhile ago I wrote an article about verifying a check in order to avoid check fraud. Since personal checks increase the chances of a check fraud, a cashier’s check is one of the best ways to avoid a bad check deposit. Not only is it hard to bounce, but also it is a secure method …

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