Simplifying personal finance for the young working class adults.

6 Best Cell Phone Plans For Seniors On A Budget

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A while ago, I talked about Mint mobile cheap phone plan for seniors on an article. The thing is it is not unusual for phone networks to have senior discounts for the elderly. Although some young working class adults are not aware of this, you could get senior discounts for your parents and grandparents. I …

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How To Use Western Union To Send Money

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In today’s world where you can send money to another person within minutes, western union still counts. I cannot begin to tell how western union has come through for me as a young working class adult. It still beats waiting one to three business days for a bank to send money to another bank on …

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How To Cancel A Chase Credit Card

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Canceling a credit card is more than just cutting it up with a pair of scissors. I remember the first time I canceled a credit card. It dropped my credit score by some points. The reason was because the credit card was not cancelled the right way. So, how do you cancel a Chase credit …

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6 Best Cheap Phone Plans For Frugal Adults

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I once had a conversation with a friend of mine who was paying a $120 monthly as her phone bill. It was hard to fathom what kind of benefits would warrant such an outrageous cost. This is especially in an era where one could find some of the best cheap phone plans in the nation …

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How To Split Rent With Roommates- Episode 15

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On episode 5 of the WeeklyBagel podcast, I talked about the idea of young working class adults having roommates. This is given the state of today’s economy. The idea of one relieves the stress of daily financial burden. Especially with two or more people paying down on rental expenses., rather than one person. Should you …

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How To Endorse A Check For Mobile Deposit

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I remember when I cashed my first check. It was one of the most distressing things ever done by the younger me. This was before I knew how to endorse a check for mobile deposit at my bank. So, I stood on a long queue for an hour and some odd minutes waiting for my …

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