You may have heard it is good to carry debt. It is what is preached on most social media platforms by the so-called build-generation-wealth gurus. As a working class adult, I disagree debt is good for the average working class adult. Unless you are building credit for the first time, buying a car or getting …
What Happens If I Stop Paying My Credit Card Debt
A credit card debt can ruin your life. An unpaid credit card debt has the potential to destroy your ability to borrow future loans. This is because every debt payment in the United States is reported to a credit bureau. As a result, your debt payment behavior is monitored and kept as a record, to …
5 Easy Instant Mobile Check Deposit Apps
I hate going to the bank to queue up just to deposit a check. In fact, I have not done that in years. This is because there are instant mobile check deposit apps meant to be used for this kind of transactions. So, why would I go to a bank to queue up? These instant …
Credit Score Vs Credit Report: What Is the Difference
A credit report is not the same as a credit score. You probably have heard the two being used interchangeably. Although they are information related to your ability to get credit, they represent two different aspects of your credit behavior. So, what is the difference between a credit score and a credit report? This is …
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How To See Cheap Local Gas Prices By Zipcode
With the fluctuating gas prices nowadays, finding a cheap gas station is like hitting a jackpot. Yes- there are gas stations in every U.S city which sell car fuel slightly lower than their competitors. You can save a few cents per gallon on gas, filling up at such gas stations. You can find the lowest …
How To Open A Chase High School Checking Account
Minors can open a Chase High School Checking Account at Chase Bank. To rephrase, you can set up a bank account at Chase for a minor. I know it seems scary allowing a teenager in high school to have such a financial responsibility. But, Chase bank has bank accounts tailored to help the average teen …