Long gone are the days when we have to queue up waiting to be attended by bank representatives. Nowadays, a majority of bank transactions can be done within the comfort of your own home. Thankfully, this includes a mobile check deposit. Not only have most banks make check deposit quite convenient for their customers, but …
How To Avoid Apartment Scams As A First-Time Renter
Apartment rental scams are annoying as much as they are damaging to young working class adults. I get a high level of stress and anxiety during an apartment application from this alone. This is because no one wants to get an apartment, only to find out it is not what it was hyped to be. …
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What Credit Bureau Do Apartments Use For Credit Check
Apartment complexes check the credit of anyone trying to rent a living space. This is especially big apartment complexes who want consistency in monthly rent remittance. Some independent ones do rental credit checks too. It is a good way to avoid potential drama with people who have a difficult time making rent. Hence, the credit …
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How Much Should You Spend On Rent?
Every year, there is a hike in rent. As a working class adult, I cannot tell you how many times I had moved to keep my rent at 25% of my monthly income. This is not my situation alone, but a common crisis with some working class young adults renting an apartment. So, how much …
What Credit Score Do You Need For An Apartment?
On the last episode of the WeeklyBagel podcast, you and I contemplated living alone versus getting a roommate. Whatever decision you arrive at, I want you to know it is hard to rent with no credit score. You need a good credit score for an apartment. What does your credit score mean to renters, my …
Is It Smarter To Get Roommates Or Just Live Alone?
Housing is one of our biggest monthly expenses. Choosing a housing set up wisely can supercharge your savings, or give you a peace of mind at the end of each working day. So, is it smarter to get roommates or just live alone? This is a question I feel you should explore before getting a …