If you have a car like me, you are probably conscious about gas prices. This is because an increase in gas prices means more expenses. Am I right? I do not blame you. Saving money on gas should be a priority for any working class adult. This is especially, when you are trying to create …
Emergency Fund: How To Build One Successfully
An unexpected life changing phenomena like the Covid-19 pandemic, has proven the necessity of an emergency fund. Between September 15th to October 11th 2021, 9% of American adults did not have enough to eat as a result of financial emergency. This is according to a research by the Center On Budget and Policy Priorities to …
Do Your Friends Cost You Money Every Month?
Besides the subtle pressures of the today’s varying commercials, friends contribute to a percentage of young adults monthly expenditures. According to a 2019 Credit Karma survey, friends can cost you month every month. In fact, 48% of millennial participants spent money to impress their friends. Not only did they spend money they did not have, …
5 Best Investments In Your 20s With Great Rewards
In a few months, I am going to be thirty. Reflecting back, I could not have been where I am today without some serious decisions I made in my early and mid-twenties. Where exactly am I today in life, my good reader? I am a graduate of two programs- engineering and surgical technology, with $0 …
How To Save Money On Coffee Every Morning
To buy a cup of coffee or not to? This is what I decide every morning, as soon as I wake up in the morning. Given that I am a heavy coffee user, drinking coffee daily can create a noticeable dent on my monthly budget. And, I know I am not alone in this case. …
How To Create A Personal Budget For Yourself
As a young adult, it is necessary to create a personal budget for yourself. This is because a majority of your monthly income will go into living expenses. Without a budget, you may be left with nothing at the end of every month. Besides, there are other reasons to make a personal budget. It can …