Hello there!
My name is Chimezie, but you can call me- Chimè. Just like you, I am a proud member of the young American working class. As you know, the country is rested on our shoulders. This is because young working class adults like you and me show up every time. We give our jobs 110% each week of the year.
Oh! I have not introduced what I do, have I?
I am a Certified Surgical Technologist. Every morning from Monday through Friday, I wake up at 5am in the morning. I head to my hospital to assist Surgeons in six different specialties to save a life. It is one of the two jobs I enjoy very much.
The second being this weekly professional personal finance blog, which gives me the opportunities to reach out to young working class adults like myself. And simplify personal finance for them.
Currently, I am studying nursing. You may be wondering, what do all of these have to do with financial independence?
Well, I want to make sure you understand where I was coming from. And, the reason behind this course: First Steps To Financial Independence.
You see, I am an Immigrant and an American citizen (God bless America). Before I got to this point in life, I made financial mistakes young adults make. Such financial blunders include:
- Being a money cow to a credit card company with high interest rate.
- Misplaced financial priorities.
- Not building any credit, until two to three years after I moved to this beautiful country of ours.
- Ignoring student loans.
- Budgeting illiteracy.
Luckily for me, I started cultivating some good financial habits as I got older from my mid twenties upwards. Enough about me already.
What Is the Principle Behind First Steps To financial independence Course?
The principle of financial independence rests on pragmatism and common sense. Although financial literacy is required to get far, it is actually pragmatism and common sense which make a difference. Here is what I mean.
The fastest way to financial independence is doing what appears sensible and what works. It is how you establish a strong pattern of coordinating your personal finances to make the difference you want. In my course, I discuss how the following below will get you afar more than a huge paycheck.
- Knowing when to get your first job.
- Knowing which bank account is good for you at that stage
- Preparing to move out of your parents’ nest or house.
- Moving out and staying independent.
These are things senior high school should prepare every young adult for, but they do not. Am I right?
Most of us have to stumble and learn it as we go. If we are lucky, we have caring guardians who takes it upon themselves to set us up for success. Otherwise, we just stumble through it and learn from our mistakes along the way.
It kinda makes you wonder about young adults, who do not have anyone to help ease them from a high school graduate to a responsible working adult. What becomes of them, dear reader?
Baby Steps To Financial Independence
The course has five topics that offer practical guide from getting your first job to living comfortably independently. Here are what to expect:
Topics | What To Expect |
---|---|
Getting a job | Resume building, Negotiating Your First Pay, What kind of jobs to look with respect to your age |
Creating Your First Bank Account | Bank account types, what kind of accounts to go for at this stage |
Saving For An Apartment (Getting ready to leave the nest) | How much to save for, what kind of apartment to move into, Credit building |
Moving Out Of the Nest | what you need to move, who is going to help you move, what part of time is good for you |
Setting Yourself Up For Success | acquiring skills, getting a raise every two to three years, getting a degree, investing and such |
The first steps to financial independence course is created in such a way, to guide you like the guardian we all needed in our early twenties to help us navigate adulthood. Additionally, I am not just trying to set you up for a successful adult transition but also to empower you to make decisions that will serve your best interests.
I wrote the course to address issues you may face as a young working class adult. My journey during my 20s, was used as a model since it mimicked a worst case scenario for you. This is because I moved to the United States as the age of twenty-two with no family or friends in this country. So, you could imagine what it took to get where I am today.
The goal of the course, as it is with this personal finance blog, is not make you rich. My goal is to lay the foundation to financial freedom early. If you are making the right financial decisions, you can achieve financial independence with time.
Who Is this Course For?
This personal finance course is for the following adults:
- Adults trying to move out of their parents house
- People moving into a new city
- Adults struggling to make ends meet
- Young adults getting their first jobs
- Already working adults trying to level up
If you are already financially rich, there is not much this course can do for you. In fact, I hope we all grow to be like you some day. Until then, my readers and I will continue to work hard, set smart(specific, measurable, attainable, realistic and time-bound) goals and make good financial decisions.
You can sign up on the highlighted blue link on this article to register and access the course for free. With that, I wish you the best in your life journey. I am always rooting for your art of living!
Yours Faithfully,
Chimé N.U