How To Apply For Cash App Card Without Stress

Cash App card is a remarkable visa debit card, which gives you the ability to perform transactions without a bank account. This is important, since most prepaid debit cards are associated with bank accounts. The visa debt card is connected to your cash app balance.

What does this mean, dear reader?

This means you can only make financial transactions using your cash app card fund. You do not need a bank account to get a cash app cash card. The card is free too.

Where to get cash app card?

To apply for a cash app cash card, you need to have a cash app account first. I wrote an article on creating and using cash app to send money. You can check it out. If you already have an account, here is how you can order the card.

How To Order A Cash App Card

Once you have a cash app account, you can apply a cash app card easily. Nowadays, you do not have to be a legal adult to apply for this visa prepaid debit card. As long as you are 13 and above, you can order a cash app card. But, you would need a guardian to sign for you when you are below the age of eighteen.

Having said that, you can request a cash app card through the app. Simply follow the steps below:

Click on the card symbol on the bottom of the app. It will show you a page with a “Get a Card” tab. Click on the tab.
Choose a card design. There are 3 options- classic, metal and limited edition.
Once you have chosen a design, you can either customize your card or order it.
Follow the remaining instructions to enter the needed personal information for shipment.

Your cash app card order is that simple. The cash card will be mailed to you. It is free, unless you want to get a customized card such as a metal card, a limited edition or a card which glows in the dark.

Cash App Card Delivery Time

After you order a cash app card online, it will be sent to your listed address by mail. You will receive it within 10 business days. Ten days sound long, don’t they?

While waiting for the arrival of the physical card, you use a virtual cash app card for purchases. You can do this the same way you use any other virtual card like Apple payments. The only difference is you are not allowed to make transactions with this virtual card in gas stations or vending machines.

Otherwise, you can use it for any transaction as long as the merchant accepts Visa debit card or debit cards. This is as long as you have enough cash app fund.

When you get the physical card though, you will need to activate it to be able to use it. This is done to prevent the card from falling into the wrong hands. Now, the next step is to activate your cash app card.

How To Activate Your Cash App Card

There are two ways to activate your cash app card. You can do it through a QR code and a CVV. By CVV, I refer to the number on the back of the debit card.

To activate the card with its CVV, follow these steps:

Login to your cash app.
Click on the card symbol on the bottom left of the app.
Click on the “Activate Cash Card” tab. A camera page will appear.
Then, click on “missing QR code“, since you will be using the CVV of the card to activate it.
Choose “Use CVV instead‘.
Enter the CVV information and expiration date of the card.

Your card is ready for use. Using your card’s CVV to activate your card requires more steps than using a QR code. To activate your cash app card with a QR code, do the following below:

Login to your cash app.
Click on the card icon.
Select “Activate Cash Card“.
Use your camera to take picture of the QR code on your card.

Your card will be activated, after the picture is taken. It is worthwhile to mention here, there is no customer care to call to help you activate your card. You see, there are scammers who claim to help you activate your cash app card. Be sure not to follow victim to this.

The next thing you need to do after activation, is to add money on your cash app card. This is especially, when your cash app balance is zero. The next step explains how you can do it.

How To Put Money On Cash App Card

Since your card is ready for use, you need to add funds to your cash card to be able to use it. There are many ways you can do it. One of them is to transfer funds from your bank’s debit card to your cash app account. Then, transfer from your cash app account to your cash app debit card for transactions.

This works well without pulling additional funds from your bank’s account. This is because any amount you transfer from your bank’s debit card or account, is reserved as cash app balance. Therefore, transactions involving cash app visa card will only pull funds from cash app balance.

Do you understand how that works now?

Additionally, you can deposit a check on cash app as a way of adding funds to your account. You can click on the blue link for my article on how you can do it. It is easy and a quick way to put money on cash app card.

Finally, you use cash app card reload stores to load money into your cash card. This is another easy way of adding funds to your card. This is because the stores are readily available in almost all the cities in the United States.

Who Loads Cash App Cards

There are stores within cities in the United States, which can help you load money into your cash app card. Here are a list of five cash app reload locations nationwide:

Speedway
HEB
Walmart
Dollar General
7-Eleven

All you have to do is go to one of these stores, pay the amount you want and swipe your card to load money. My article: best Cash App reload stores close to you, shows you the nearest stores to go to.

In addition, you can use “deposit paper money” on your cash app to locate the nearest cash app card reload stores.

Firstly, click on your home tab- the house icon. Then, select paper money. The next page will show a map of your area. Just put your location and go the nearest store to you.

Before you start using the card though, here are what you need to know about your transaction limits on cash app cards.

Transaction Limits On Cash App Cards

It is $7000 daily. This is better than most banks’ debit cards daily limits. I know some banks with a daily limit of $1500. To spend more than such an amount, it may require you calling your bank to increase your spending limit.

In addition to $7000 daily, you can perform transactional amount of up to $10,000 weekly on the cash card. And, you cannot exceed $15,000 monthly. It is not bad at all, is it?

Remember, this is based on your cash app balance. It is not coming from your bank’s account or bank’s debit card.

Deposit Limit On the Card

For paper money deposits, you can deposit a minimum of $5. But, you cannot exceed $500 per day. Your weekly deposit maximum is $1000. Lastly, you cannot exceed $4000 monthly.

What To Do If You Lost Your Cash Card

If you lost your cash app card, login to your card app and lock the card. This stops the stolen card from being used. You can lock your lost cash app card as follows:

Login to your cash app
Tap on the cash card.
Enable Lock Card.

Your card will be locked. To order a new cash app card, follow the same steps I mentioned earlier. Just be sure to lock your card as soon as it is lost, so whoever finds it will not have access to your fund. Also, it helps to add pin to your cash app card for further security.

What are the benefits of having a Cash App card

There are many pros to having a cash app card. Firstly, it eliminates the need for a bank account. This is because you can make payments without using your bank account.

It is one of the best cash app card benefits.

Secondly, you can get the card for family members not old enough to have a bank account. It is better than a bank’s debit card, since it ensures he or she does not spend overspend your bank fund. This is because you only spend what is on your cash app card, unlike banks which will let you spend more than your bank account fund.

Thirdly, it is easy to cash out any cash app transfer. Instead of waiting for the usual 1 – 3 business days to have your cash app fund deposited to your bank account, you can go to the nearest ATM and cash out any transferred fund.

ATM transactions are free, as long as you get monthly paycheck deposits on your cash app. It has to be $300 or more. Cash app covers your ATM fees, when you have your paycheck deposits on the app. Or else, you will be charged $2.50 for ATM withdrawals.

Finally, the usage of the debit card is completely free. You will not be charged any fees for applying, activating or using the cash card. Beware of scammers asking you to help you out with your cash app card. Any issues should be directed to Cash App.