Western Union has half a million agent locations around the United States of America. Cashing a Western Union money order seems difficult because not all Western Union locations cash its money order. You can either cash it at your bank, a few retail stores or check cashing stores I would be listing shortly.
As long as you take a legal form of identification and a service fee in cash, you will not have a problem cashing out. Having said that, here are where to cash western union money order quickly without stress.
Cashing A Western Union Money Order
Here are the Western Union money order cashing locations near you.
1. Walmart
Cashing Western Union money orders at Walmart is easy. The retail stores have more than 4000 location around the country. Its money centers handle the buying and cashing of Western Union money orders.
How Much Does It Cost To Cash A Western Union Money Order At Walmart
Check cashing fees apply to cashing a western union money order at Walmart. The big retail store will charge you up to $4 maximum fee for cashing amounts up to $1000. However, you will get charged $8 when your money order amount exceeds $1000.
For more information on cashing money orders at Walmart, you should read how cashing money orders work at Walmart. Be sure to show up with a legal form of identification to be able to cash your money order with no issues.
2. Banks and Credit Unions
You can deposit Western Union money order at your bank. Banks and credit unions will cash your WU money order as long as you have an account with them. Money orders are like cashier’s check. Therefore, your bank will cash them for you with or without a fee since payment is guaranteed.
Usually, a bank will not charge you to cash a check when you have an account with it. I bank with a credit union and it has never charged me to cash money orders or check. But, I highly recommend calling your bank before heading out. This is because I have heard of banks charging a fee to cash money orders or checks.
3. HEB
HEB only cashes Western Union Money orders bought at any one of their store’s locations. This is because the Western Union at HEB has the HEB’s logo on it. There is a partnership between the two companies, hence why you cannot cash just any western union money order at the retail store.
The Service Fee For Western Union Money Order At HEB
It costs only $3 to cash a western union money order at HEB. Be sure to take a legal form of identification with you. Finally, there is no listed maximum amount on how much you can cash.
4. PLS Check Cashers
PLS check cashers is one of the Western Union money order cashing locations near you. It has 200 locations in 12 states. You can cash out up to $900 in cash at any of the store locations. The best part of the business is, it is open 24/7.
So, you can basically walk in at any time and walk out with your cash. Now, how much does it cost to cash a western union money order at PLS Check Cashers, my dear reader?
The fee depends on the amount you want to cash on your money order. It is not a specific amount. Besides, It is always a good idea to call in first before heading out to a store location. Be sure to take a legal form of identification with you, because they ask for it.
5. QuikTrip
Quiktrip is one of the gas stations that sell money orders near you. Its 1013 convenience stores are scattered in 17 states in the United States Of America. States like Texas, Oklahoma, Kansas, Arizona, Georgia and Missouri have a high number of this store.
So, you can easily walk into a branch location with a legal form of identification and cash a Western Union money order. Here is how much it cost to do this at any of the Quiktrip store locations.
Cashing a Western Union money order will only cost you $1.50 for every $300 you try to cash. This means a money order value of $900 will costs you $4.50. The store does not say anything about the maximum amount you can cash out.
6. CFSC- Checks Cashed
This is a 24 hours check cashing store in the states of California, Illinois, Indiana, New Jersey, New York and Wisconsin. It will cash your western union money order without issues. This is as long as you bring a government-issued form of identification and some cash for cashing fee with you. By government-issued form of identification, I mean the following below:
- Driver’s License
- National Passport
- American Tribal ID
Anything which identifies you officially can suffice. Also, there is not really a maximum amount with respect to their money order cashing policy. However, there will be a 5 business day delay when you are trying to cash more than $400.
How much does CFSC- checks cashed store charge for cashing a western union money order?
Well, the business store locations will charge you a 2.22% fee to cash your WU money order. This is regardless of the amount size on your money order. This service fee rate is consistent.
On the whole, cashing a Western Union check can be easy when you know where to go. This is because Western Union agent locations that sell western union orders, do not necessarily cash them. Hence, why I highly recommend using your bank to cash the money order. This is especially, when you do not have the time to dig around looking for a place to cash your money order.
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