Simplifying personal finance for the young working class adults.

Is It Bad To Max Out A Credit Card?

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As young working class adults, the worse thing we could ever do to ourselves is to owe a credit card debt difficult to pay off. A high utilization on a credit card will do that to you. This is especially, when there is a wide gap in our income-to-debt ratio. Is it bad to max …

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How To Cash Out On Cash App

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Cash App is one of today’s financial technologies I cannot do without. Not only am I able to send money to coworkers through work parties, but also receive money. You can borrow money too, or cash out on Cash App. The best part of it is all these could be done in a few seconds. …

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How Total Wireless Plans Save You Money

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Total wireless is one of the frugal phone plans out there for young working class adults. While the big phone networks like Verizon are busy charging about $70 monthly for monthly bills. You can easily get a total wireless plan for as cheap as $40. Besides Mint mobile plans, finding cheap phone deals like the …

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What You Must Know About MyPay On Chime

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As a young working class adult, there is nothing I hate more than sudden financial issues happening before payday. I do not know if you have experienced this before, but its stress exposes the illusion of comfort in the lives of young working class adults. This is since pending bills do not care about delay …

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Does Chime Credit Card Builder Work?

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You may be considering building your credit history. To build a credit history requires opening a credit line. Sincerely speaking, credit cards are one of the best ways to quickly build one. But, credit cards are not free though. You get in debts using them. Right? Hence, why Chime credit card builder was made to …

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Does Chime Have A Credit Card?

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Chime bank offers an actual credit card to its customers. You know- just like every other online banking institution out there. The only difference is it is designed with the working class adults on mind. What do I mean by this? I mean the Chime credit card is designed for safe credit building. This is …

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