Simplifying personal finance for the young working class adults.

Can You Use Chime SpotMe At An ATM?

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When Chime rolled out its SpotMe feature, I knew its service had the working class on mind. This is because some young working class adults like us need financial help in this state of economy. It is worthwhile to mention not only can you borrow money from Chime, but also use Chime SpotMe at an …

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Is Tuition Reimbursement Taxable? – A Working Class Perspective

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A while ago, I wrote about how your employer tuition reimbursement could smash your debts. For the average working class adult, this is important since it helps you acquire additional skills at no cost or debts to you. The best part of education assistance programs by employer, is you rarely pay back a dime. Most …

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How To Borrow Money From Cash App- A Personal Review

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I used to be the kind of guy who hates borrowing. This is until a few weeks ago, when I had to borrow money from Cash App. This is because my bank’s debit card got declined in a Starbuck’s cafe at work. As a black man- I am self conscious about my debit card getting …

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How To Set Up Utilities In Your New Apartment

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You finally gotten a new apartment and you are ready to make the move. Yahoo! I am excited for you. I bet it has been quite the journey from the apartment search to getting a place of your own. It is nearly over. There is just one more thing I still need you to do, …

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How To Get Above 750 Credit Score

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A credit score of 750 is what most young working class adults dream about. In my twenties, I was proactive about getting up to that special range. This is because it opens opportunities for you, especially when you are trying to get a purchase financed. And, it was harder than saving my first $2000 in …

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How To Activate A Chime Card

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Nowadays, online banks rule the world of most young working class adults. This is because of how convenient the services they provide are. Chime bank is one of the financial technologies which make it to my list of such banks. Its bank card not only makes life convenient for you, but also builds your credit …

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