Simplifying personal finance for the young working class adults.

How To Split Rent With Roommates- Episode 15

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On episode 5 of the WeeklyBagel podcast, I talked about the idea of young working class adults having roommates. This is given the state of today’s economy. The idea of one relieves the stress of daily financial burden. Especially with two or more people paying down on rental expenses., rather than one person. Should you …

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How To Endorse A Check For Mobile Deposit

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I remember when I cashed my first check. It was one of the most distressing things ever done by the younger me. This was before I knew how to endorse a check for mobile deposit at my bank. So, I stood on a long queue for an hour and some odd minutes waiting for my …

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What Do I Need To Open A Chase Bank Account?

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A Chase account is easy to open. As long as you meet its eligibility requirements, you could have your bank account working the same day. Each bank account type has a specific requirement to qualify for it. But in general, all Chase bank accounts need you to meet its core three eligibility measures. The Chase …

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Can You Use Chime SpotMe At An ATM?

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When Chime rolled out its SpotMe feature, I knew its service had the working class on mind. This is because some young working class adults like us need financial help in this state of economy. It is worthwhile to mention not only can you borrow money from Chime, but also use Chime SpotMe at an …

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Is Tuition Reimbursement Taxable? – A Working Class Perspective

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A while ago, I wrote about how your employer tuition reimbursement could smash your debts. For the average working class adult, this is important since it helps you acquire additional skills at no cost or debts to you. The best part of education assistance programs by employer, is you rarely pay back a dime. Most …

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How To Borrow Money From Cash App- A Personal Review

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I used to be the kind of guy who hates borrowing. This is until a few weeks ago, when I had to borrow money from Cash App. This is because my bank’s debit card got declined in a Starbuck’s cafe at work. As a black man- I am self conscious about my debit card getting …

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