Simplifying personal finance for the young working class adults.

Does Chime Credit Card Builder Work?

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You may be considering building your credit history. To build a credit history requires opening a credit line. Sincerely speaking, credit cards are one of the best ways to quickly build one. But, credit cards are not free though. You get in debts using them. Right? Hence, why Chime credit card builder was made to …

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Does Chime Have A Credit Card?

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Chime bank offers an actual credit card to its customers. You know- just like every other online banking institution out there. The only difference is it is designed with the working class adults on mind. What do I mean by this? I mean the Chime credit card is designed for safe credit building. This is …

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Where To Buy A Mint Mobile SIM card?

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Mint mobile does not have a physical retail stores like other mobile services. This is probably due to its prepaid nature, where its goal is wireless savings for young working class adults. I mentioned this on a review article I wrote- Is Mint Mobile Good For Wireless Savings. So, where to buy a mint mobile …

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Is FICO Credit Score Accurate?

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When you check your credit score from different credit reports, it will vary. This is because each credit report has a system of rating your credit worthiness. As a result, the number will vary slightly or widely depending on the credit rating type you are looking. Currently, there are two main credit rating models used …

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How To Sign A Check Over To Someone Else

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To sign a check over to someone else, is to relinquish the right to cash the check to the person. There are requirements which have to be met before you could do this. Otherwise, banks will not cash the check. There is a high risk of check frauds with checks signed over to someone else. …

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6 Best Cell Phone Plans For Seniors On A Budget

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A while ago, I talked about Mint mobile cheap phone plan for seniors on an article. The thing is it is not unusual for phone networks to have senior discounts for the elderly. Although some young working class adults are not aware of this, you could get senior discounts for your parents and grandparents. I …

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