Simplifying personal finance for the young working class adults.
Here are my articles on debt and credit management. Every American working class adult should know how to manage his or her credit and debt in order to unplug from the system trying make money cows out of them.
One of the woes of having a credit card is the cost of having a credit card. It is true a credit card may cost absolutely nothing to get; however, it is a liability which could get you into serious debts. This is because of hidden charges in credit cards. What are hidden charges in …
5 Outrageous Hidden Charges In Credit Cards You Must KnowRead More
As a working class adult, buying a new car in the United States needs a bank financing your car purchase. This is because new cars cost a ton of money in our beautiful country. Hence, why most people want a bank financing their car purchases. To achieve this end, you need a good credit score …
What Is A Good Credit Score To Buy A Car Right Now?Read More
Without a good credit score, it is hard to qualify for loans in the States. This is particularly when it has to do with a major purchase which costs thousands of dollars. Unless you are willing to pay out of pocket for big purchases, financing big purchases through loans is the way to go. A …
What Is A Good Credit Score For the Average American?Read More
As young working class American adults struggle to find balance between work, life and academics; the threat of increasing student debt towers above the current issues of inflation and rise in cost of living. What most working class adults in schools do not know, is their employers could help relieve the burden of graduating college …
How Your Employer Tuition Reimbursement Could Smash Your DebtsRead More
It is bad to max out your credit card. Besides the enormous stress which comes with paying it off, a lot of things change if you go past your credit limit. There are consequences to going over a credit card limit. A credit card company sale representative may not tell you about all of these, …
A maxed out credit card is a credit card whose credit limit is equal to the total amount spent on the card. If you know about credit cards, you would remember each credit card has a maximum limit you can spend on it. It is there for a reason. This is because there are consequences …
