Simplifying personal finance for the young working class adults.
Fixing a credit score
Unless you are a part of the American super rich class, you cannot afford some things without credit. This is because some necessities like a shelter or a means of transportation is expensive to pay for in cash. Without a good credit, you will need to save to have access to these. And, guess what? …
Credit card companies target college students as money cows. Although there are benefits of college students having a credit card, the cons are disheartening. This is to be discussed later in this article. What do I mean by this statement? There is this fallacy of people paying with credit cards being richer than the average …
How Credit Card Companies Target College Students As Money CowsRead More
There are money mistakes young working adults must avoid to be financially free. It is normal to make money mistakes as an adult. The goal in this life journey however, is to make as little of these financial mistakes as you can get away with. This is especially, as you age gracefully in your art …
When it comes to loaning our hard-earned money to friends, we should always consider the risks involved. One of the risks is not limited to the loss of friendship, as a result of the loan. Or even worse, the entire loss of your money. Personally, I have had a bad experience every single time I …
You may have heard it is good to carry debt. It is what is preached on most social media platforms by the so-called build-generation-wealth gurus. As a working class adult, I disagree debt is good for the average working class adult. Unless you are building credit for the first time, buying a car or getting …
