What To Know About Western Union Money Order

You can get money orders from Western Union. The Western Union money order is one of the most convenient money orders you can ever get your hands on. This is due to Western Union having many agent locations in every corner of the United States. Not only do retail stores offer a Western Union service, but also some small businesses in remote areas can help you get a money order.

As with money orders, Western Union allows you to purchase the pre-paid check for payment. In addition, it allows you to send money to anyone in almost 200 countries of our world. This is what differentiates a Western Union money order from other money orders out there.

The fact you can send money to anyone in remote areas of the world, makes it a suitable way of sending and receiving money. Here are what else to know about Western Union money order.

How to do a Western Union money order

To do a Western Union, there are many participating agent locations in an average city. I am talking about tens to hundred of them. All you have to do, is stop by any of these locations during business hours and pay for the amount you want on your money order.

What is needed for Western Union money order

What you need for a money order, is just a legal form of identification. This includes state, military, tribal or federal IDs. This is as required by Federal law to buy or cash a western union money order. Also, you are required to have the principle amount you want to purchase.

Be sure to have additional money for fees too. This is because Western Union charges for a money order. It is how they make their money. I will discuss about the fees later in this article.

Western Union Money Order Fill Out

Here are the info you need to fill out a Western Union money order.

1. Payee’s name: This is where you write the full name of the person the money order is being paid to. Make sure this is legal name of the person as it is on his or her legal form of identification.
2. Your postal address and name: This is the purchaser’s address section. It is where you write your current legal address. Also, provide your full legal name as on your legal forms of identification.
3. Signature: There are two signatures on this money order. Namely- the front signature and the back signature. You sign the front of a western union money order. The back signature is for the payee.

Keep the receipt of the transaction of your Western Union money order. This is just in case there is an error with processing the money order. You can easily use the order and reference numbers on the receipt to get issues resolved with western union customer service.

If you lose your receipt, Western Union will charge you $30 for issues related to canceling a western union money order. Hence, the importance of keeping it until the payee has cashed the money order.

What Happens If I fill Out A Western Union Money Order Wrong

You cannot make changes, when you fill out a western union money order wrong. This is because any changes makes the money order invalid for cashing. It is important to properly fill out a Western Union money order to avoid this issue, since it can end up frustrating you.

Therefore, take your time to fill out your western union form. Be sure to make sure the payee’s name matches the name on his or her legal ID. The same goes with your full name and address. Be sure every letter is correct, before submitting the form to purchase the money order. The review may take a few minutes of your time, but it will save you a lot of time and headaches later.

Lastly, there is a way to correct an error you made on a Western Union money order. You can simply cancel the money order. Here is what to know about canceling a Western Union money order.

Western Union Money Order Cancel Process

You can cancel a Western Union money order. So, how much does it cost to cancel a Western Union money order, my good reader?

It will only cost you $15 to cancel a Western Union money order. This is assuming you still have the receipt of your transaction. Otherwise, Western Union will charge you up to $30 to cancel the money order in the absence of a receipt.

To cancel a western union money order, you have to meet the following conditions below:

1. The money order has not been cashed yet.
2. You have to go to the same agent location to request for a cancellation. You may also call the Western Union customer service, when you cannot drive to the place.
3. Thirdly, you have to pay fees for cancellation. This is often deducted from the principal amount on the money order.

Finally, you can request a western union money order refund in cases like a lost or stolen money order. As long as it is not cashed yet, it is easy to just go to an agent location to submit a refund claim. Or, go online to submit a refund request on the WU Money order Customer Request.

Western Union Money Order Limit

The maximum amount for a Western Union money order is $1000 or less. If you want more than $1000, then talk to the customer representative for options. He or she will help you out.

Please note there is a processing fee for every money order you get. Here is what to know about the Western Union money order fee.

Western Union Money Order Fee

The Western Union money order cost depends on the principal amount you want to purchase. There is always a fee to every money order purchase. Western Union has no fixed fee amount for its money order transactions. This is because the rate varies from location to location.

So, how much does Western Union charge to send money?

When sending money order through Western Union in the US, a $15 processing fee will deducted from the money order. This is especially, when you do not pay for the processing fee upfront. I suggest you call an agent location before heading out to purchase a money order. This is because Western Union money order fee varies, depending on location and amount to be purchased.

Finally, you will be charged $15 to cancel or refund a Western Union money order. This is only when you still have the original receipt. Or else, WU will charge you a $30 fee to replace your money order.

Western Union Tracking

One great thing about the WU money order, is you can track it as soon as you purchase one. What this does, is to help you check the status of your money order. By status, I mean to see whether the money order has been cashed or not.

There are two ways to track a western union money order.

Firstly, you can track a western union money order online at Track A WU Transfer. Once on the page, you can simply enter the 10-digit MTCN to check the status of the money order. The MTCN is on the receipt of your Western Union transaction.

If you do not have the MTCN number, click on “Don’t Know the MTCN” tab. Then, enter your phone, amount sent, location and date of transaction. Click continue and follow the remaining instructions.

Secondly, you can track a Western Union money order by calling the help line of Western Union. The automated helpline is (800) 999-9660. It will list a few options for you. Select “Check the Status Of A Money Order”, when you hear it. You will be asked to enter the serial number on your receipt.

After the input, the status of your money order will be revealed to you. It is easy, isn’t it?

who sells Western Union money orders near me

You can get a Western Union money order from big retail stores like Walmart, HEB, Dollar General or Walgreens. Also, there are some nationwide gas stations that sell money orders near you. This includes QuikTrip, Circle K or 7-Eleven gas stations.

To find the nearest agent location in your city, go to Find A Western Union location. Then, enter your city’s name or zip code. Scroll down the options and select the WU agent location nearest to you to see the address.

Finally, there are other places where you can get money orders easily. That is if you do not want to go with a Western Union agent location. Some of these places will let you cash more than the $1000 maximum restriction on a Western Union money order. Be sure to call first, before driving to any of these places because purchase requirements differ from location to location.