Simplifying personal finance for the young working class adults.

5 Outrageous Hidden Charges In Credit Cards You Must Know

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One of the woes of having a credit card is the cost of having a credit card. It is true a credit card may cost absolutely nothing to get; however, it is a liability which could get you into serious debts. This is because of hidden charges in credit cards. What are hidden charges in …

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What Is A Good Credit Score To Buy A Car Right Now?

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As a working class adult, buying a new car in the United States needs a bank financing your car purchase. This is because new cars cost a ton of money in our beautiful country. Hence, why most people want a bank financing their car purchases. To achieve this end, you need a good credit score …

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What Is A Good Credit Score For the Average American?

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Without a good credit score, it is hard to qualify for loans in the States. This is particularly when it has to do with a major purchase which costs thousands of dollars. Unless you are willing to pay out of pocket for big purchases, financing big purchases through loans is the way to go. A …

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